Leveraging on the wide-reaching settlement network in Europe and China, IBS is engaged in provision of digital banking services for companies participating in cross-border trade. IBS provides hassle-free account opening and presents safe and innovative banking solutions to foster customers’ business.

Accounts & Transfers

BAN accounts opening, FX services, SEPA transfers and correspondent banking

Currency Exchange

Currency Exchange at favourable rates


Cross-border e-commerce solutions for EU merchants allowing Chinese buyers to use their local payment means.


Remittance services for individuals To be introduced in Q1, 2018

Payment Cards

Payment cards for businesses and individuals To be introduced in Q1, 2018

Your digital banking choice for cross-border operations

Multi-currency accounts for funds collection and international payments

IBS works closely with a number of major commercial banks to provide international payment services for multinational enterprises and SMEs, securing efficient funds flow for them. IBS connection to SEPA (Single Euro Payments Area) allows IBS customers to send and receive EUR currency at low cost.

Registration for business account is completely-online and hassle-free.

Benefits of IBS Account

Multi-Currency Accounts

Multi-currency account allows keeping funds in different currencies


Designated IBAN account for each customer, for incoming and outgoing EUR transfers

International Transfers

Efficient international transfers (incoming and outgoing currency transfers)

FX Services

Favourable currency exchange rates on IBS account

SEPA Payments

SEPA Payments in EUR at low cost

Having an IBS account makes capital management for cross-border trading a lot easier and highly cost-effective.

Multi-currency business account with designated IBAN

For Payment Service Providers

SEPA Payments

IBS Connection to SEPA allows to provide the low-cost and efficient payment channel in EUR currency for other payment service providers

IBS offers a special IBAN account for partner PSPs, which can be used as a destination for incoming and a source of outgoing payments in EUR

Automated Payments through API integration

Connection to IBS banking core system via API allows automated payouts for our partner companies and real-time notifications of incoming transactions

Payouts would be automatically executed from partner company’s account at IBS

For more information Contact us.